Sonish Wahi

CREDIT AND FRAUD RISK MANAGEMENT CONSULTANT

k management banking professional with a demonstrated history of developing and implementing credit underwriting and policy automation as well as formulating fraud prevention and detection & investigation checks on systems for retail banks and financial institutions across India and the Middle East region for the last 20 years.

A corporate trainer with expertise and experience in delivering online and onsite training programs related to credit and fraud risk, anti-money laundering, sanctions and compliance, internal control and corporate governance, fraud and bribery for banks and financial institutions for more than 3 years India and the Middle East.

KEY HIGHLIGHTS

• 25+ years of operational experience in the Banking and Finance domain.
• 20+ years of experience in retail credit underwriting, fraud prevention and detection and risk
• Associated with a leading banking and financial studies institute in Dubai, UAE as a part time trainer consultant for the last 3 years.
• For a leading bank in Dubai, UAE:
  • Implemented the Enterprise Fraud Management System (EFMS) in liaison with the fraud investigation team for detection & prevention of application frauds for retail banking assets (credit cards and loans)
  • Achieved a potential fraud and collection loss savings of AED 250 million per annum (2009- 2016)
  • Designed and implemented fraud guard triggers and early indicators of fraud detection and prevention for credit cards and loans for the retail banking division.
• For a financial institution in Dubai, UAE:
  • Helped design and formulate the credit appraisal of retail credit cards and loans and implement the company listing policy for the ALE (approved list of companies) and Free zone companies in the UAE.
  • Instrumental in leading the organization to join the UAE fraud forum of banks for fraud prevention and detection and aligning existing fraud risk management practices with other banks and financial